Privacy Policy & Terms

Last updated: December 2025

Risk Disclosure

Investment in securities markets is subject to market risks. Please read all related documents carefully before investing. The securities quoted (if any) are for illustration purposes only and should not be construed as recommendations. Investments are inherently risky and do not guarantee performance, profits, or any assurance of returns. We do not provide any tips, tricks, buy/sell signals, or live-market recommendations. This course is strictly for learning purposes, where we share strategies and backtested data based on past market information only.

1. Introduction

Welcome to Vivek Malik ("we," "us," or "our"). We are committed to protecting your privacy and ensuring you have a positive experience on our platform. This policy outlines our practices regarding the collection, use, and disclosure of your information when you access our content, products, or services, whether they are offered free of charge or require payment.

2. Information We Collect

We may collect personal identification information from Users in various ways, including when Users visit our site, register for a course, subscribe to a newsletter, or utilize other features.

  • Name and contact details (email, phone number).
  • Payment information (processed securely by third-party gateways for paid products).
  • Usage data and learning progress.

3. How We Use Your Information

The information we collect is used to:

  • Deliver the educational content and services you have requested (free or paid).
  • Process transactions for premium courses or materials.
  • Send periodic emails regarding your course progress, updates, or related service information.
  • Improve our offerings based on user feedback and interactions.

4. Data Protection

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information. We do not sell, trade, or rent generic aggregated demographic information to business partners or advertisers.

5. Refunds & Access

Paid Products

Access is granted immediately upon successful payment. Due to the digital nature of our courses and materials, please refer to the specific refund policy provided at checkout. However, generally for all paid courses, there is no refund policy once access to the digital content has been granted. All sales are considered final.

Free Content

For free content, we reserve the right to modify or withdraw access at any time without prior notice.

Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

Vivek Malik

📧contact@growzy.co.in

📞+91-8569854745

© 2025 Vivek Malik. All rights reserved.